1. General

1.1. These Website Terms and Conditions govern your use of Mintyn Financial TechnologyServices Ltd’s (“Mintyn”) website (the “Website”). Additional terms and conditions of useapplicable to specific areas of the Website may also be posted in such areas and, togetherwith these Terms and Conditions, govern your use of those areas. These Terms andConditions, together with any such additional terms and conditions, are referred to asthese "Terms." You are responsible for providing your own hardware, software, telephoneor other communications equipment and/or service to connect to the Internet and accessthe Website and are responsible for all internet access charges, telephone charges orother fees or charges incurred in connecting to the internet and accessing the Website. Byaccessing this Website and any of its pages, you are agreeing to these Terms.

1.2. You agree and acknowledge that your use of this Website shall be for lawful purposesonly. You are solely responsible for compliance with all laws pertaining and regulationspertaining to your use of the Website, the use of any networks or other services connectedto the Website, and the means of communication by which you connect your computer orother equipment to the Website. By accessing the Website, you agree that you will not:

• Restrict or interfere with any other users’ use or enjoyment of the Website;
• Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene,vulgar, pornographic, profane, or indecent information of any kind, including anythingconstituting or encouraging conduct that would constitute a criminal offence, give riseto civil liability or otherwise violate any local, state, national, or international law;
• Post or transmit any information, software, or other material which violates or infringesin the rights of others;
• Disrupt the normal flow of communication on the Website;
• Claim a relationship with or to speak for any business, association, institution or otherorganization for which you are not authorized to claim such a relationship;-Violate any operating rule, policy or guideline of your internet access provider or onlineservice.

1.3 Mintyn reserves the right, in its discretion, to change or modify all or any part of these Termsat any time, effective immediately upon notice published on the Website. Your continueduse of the Website constitutes your binding acceptance of these Terms, including anychanges or modifications made by Mintyn. If at any time these Terms are no longeracceptable to you, you should immediately cease all use of the Website

2. Use of Content

2.1 You acknowledge that the Website contains information, software, photographs, audio andvideo clips, graphics, links and other material (collectively, the "Content") that areprotected by copyright, trademark or other proprietary rights of Mintyn and/or third parties. All intellectual property in the Content on the Website belongs to Mintyn. You agree to complywith any additional copyright notices, information, or restrictions contained in any Contentavailable on or accessed through the Website. You may only use the Content only forpersonal, non-commercial use.

2.2 You may not modify, publish, transmit, transfer or sell, reproduce, create derivative worksfrom, distribute, perform, display, or in any way exploit any of the Content, in whole or inpart, except as expressly permitted in these Terms. You may post on the Website anyContent owned by you (such as your original statements), Content for which you havereceived express permission from the owner and Content in the public domain. Youassume all risk and responsibility for determining whether any Content is in the publicdomain. You grant to Mintyn the right to edit, copy, publish, distribute, translate and otherwiseuse in any medium any Content that you place on the Service without compensation toyou. You represent and warrant that you are authorized to grant all rights set forth in thepreceding sentence.

2.3 Mintyn does not represent or endorse the accuracy or reliability of any Content posted on theWebsite and you acknowledge that any reliance upon such Content shall be at your solerisk. Any Content placed on the Website by users represents the views of the user postingthe statement, and does not represent the views of Mintyn

2.4 The Service may contain links to sites on the Internet which are owned and operated bythird parties (the "External Sites"). You acknowledge that Mintyn is not responsible for theavailability of, or the content located on or through, any External Site. You should contactthe site administrator for those External Sites if you have any concerns regarding suchlinks or the content located on such External Sites.

3. Indemnity

You agree to indemnify, defend and hold Mintyn and its affiliates, and their respectiveofficers, directors, owners, agents, information providers and licensors harmlessfrom and against any and all claims, liability, losses, costs and expenses (includingattorneys' fees) incurred by Mintyn in connection with any use or alleged use of theWebsite under your password by any person, whether or not authorized by you. Mintyn reserves the right, at its own expense, to assume the exclusive defense andcontrol of any matter otherwise subject to indemnification by you, and in such case,you agree to cooperate with Mintyn defense of such claim

4. Disclaimer of Warranties; Limitation of Liability

4.1 Neither Mintyn nor any provider of third party content or their respective agents warrants thatthe service will be uninterrupted or error free; nor does Mintyn, any third party contentprovider, or their respective agents make any warranty as to the results to be obtainedfrom use of the Website or the Content. The Website and the Content are distributed on an"as is, as available" basis. None of Mintyn, third party content providers and their respectiveagents make any warranties of any kind, either express or implied, including, without limitation, warranties of title or implied warranties of merchantability or fitness for aparticular purpose, with respect to the service, any content or any products or servicessold through the service. Neither Mintyn nor any third party content provider warrants thatany files available for downloading through the Website will be free of viruses or similarcontamination or destructive features. You expressly agree that the entire risk as to thequality and performance of the service and the accuracy or completeness of the content isassumed solely by you.

4.2 Neither Mintyn, its service providers nor their respective agents shall be liable for any direct,indirect, incidental, special or consequential damages arising out of the use of or inabilityto use the Website, even if such party has been advised of the possibility of suchdamages

4.3 Email messages sent to Mintyn over the internet cannot be guaranteed to be completelysecure. Mintyn is not responsible for any damages incurred by users if they send a messageto Mintyn, or if Mintyn sends a message to them at their request, over the internet. Mintyn is notresponsible in any way for direct, indirect, special or consequential damages arising out ofthe use of the Website. Due to the nature of the internet, transactions may be subject tointerruption, transmission blackout, delayed transmission and incorrect data transmission.Mintyn is not liable for malfunctions in communications facilities not under its control that mayaffect the accuracy or timeliness of messages and transactions you send